Financial Arrangements

If you Have Health Insurance                                        

Your healthcare insurance is a contract between you and the insurance company. We cooperate fully with you by filing your insurance claim  as a courtesy; however, you are responsible for your account. We will need a copy of your identification card. You will be asked to assign benefits from the insurance company directly to the hospital. Any estimated amount not covered by insurance will be due upon admission. If you anticipate a problem in arranging for payment, please ask to speak to the financial counselor.

All patients should familiarize themselves with the terms of their insurance coverage. This will help you to understand the hospital's billing procedures and charges.

If You are a Member of an HMO or PPO

Your plan may have special requirements, such as a second surgical opinion or pre-certification for certain tests or procedures. It is your responsibility to make sure the requirements of your plan have been met. If your plan's requirements are not followed, you may be financially responsible for all or part of the service rendered in the hospital. Some physician specialists may not participate in your health care plan, and their services may not be covered.

If You are Covered by Medicare

We will need a copy of your Medicare card to verify eligibility and to process your Medicare claim. You should be aware that the Medicare program specifically excludes payment of certain items and services such as cosmetic surgery, some oral surgery procedures, personal comfort items, hearing evaluations and others. Deductibles and co-payments are the responsibility of the patient, unless information on a supplemental policy is provided.

If you are Covered by Medicaid

We will need a copy of your Medicaid card to verify eligibility and to process your Medicaid claim. Medicaid also has payment limitations on a number of services and items. Some Outpatient/Inpatient services require a referral from your primary care physician. Please have this referral when you present for admission.

If you have no Insurance

The Financial Counselor will discuss financial arrangements with you. You may be eligible for the hospital's Charity Care Program.

Existing Accounts

Payment arrangement can be made on existing accounts. Call ext. 7149 to set up a payment plan or for information.